I made many bad deals.
I invested in the wrong things for more than 26 years.
Over and over again...
But don't get me wrong here.
Those were some pretty good deals.
But just not the kind of deals that made me happy.
Those were deals that made other people happy.
They made my parents happy.
The companies I worked for.
But none of these so called deals made me happy.
Because I bought into one of the biggest marketing scams on the planet.
I bought into the scam that I had to go to college to get a good education so that I would get a job that paid good money.
I bought into the scam that I had to do what I was expected to do.
That I needed a stable job.
And on and on and on.
Now don't get me wrong here.
Those can be some pretty good deals.
For some people.
No doubt about it.
But not for me.
They weren't my deals.
Those were other people's deals.
And after more than 26 years of making deals for everybody else I decided to make my own deals.
So when I was 28 years old I decided to quit my job.
To do what?
I didn't really know.
But I started writing a book.
That was back in 2013.
So almost 5 years ago.
And now I'm writing this and you're reading this.
Which to me is still a miracle.
But that's another story...
So when I quit my job I had enough money in the bank to survive for the next one or two years.
To save all that money I lived on a shoestring for almost two years working a job that paid a decent amount of money with some small bonus perks.
So I was able to save most of my income and put it into my freedom fund.
And once that freedom fund was big enough I just went ahead and quit my job.
I wanted to invest that money in myself.
To learn new skills.
To be creative.
And to learn how to create things.
But the problem is that life is expensive.
And you need some cash in the bank to do all of the above.
Because it takes time.
A lot of time.
That's why I called it freedom fund.
A fund that would help me to buy myself some time and freedom from corporatism, from having to slave away my entire week in a small cubicle doing things I didn't really enjoy doing that much.
A fund that would help me to stop trading my time for money.
And it's now almost five years since I made that decision to buy myself some freedom and invest in myself.
It's been the best investment I ever made in my whole entire life....
# INVEST IN YOURSELF
If there's just one thing on this list you're going to read, make it this one..
Invest in yourself. It has the highest ROI out there. By far...
And when I say invest in yourself I'm not talking about only doing things you want to do and enjoy doing. That would be stupid. Because it's almost impossible to survive by only doing the things you enjoy doing. Unless you're part of the 0.1% in your field...
That's why there are so many artists and talented folks out there that are barely getting by. Because they only want to do the things they're good at. And nothing else.
They're ignoring all the important micro skills out there that you need to master when you want to succeed on your own. Skills that most people just don't have. Skills that I didn't have either.
But the good news is that you can learn those skills. I also had to learn them. I'm still learning them every single day. And it never really stops...
# INVEST IN IDEAS
Good ideas are the result of many, many bad ideas.
So how do you know the difference between a good idea and a bad idea?
By investing some time, resources and maybe even some of your money to test them on the market.
To see what happens.
To see what works and what doesn't.
So how can you get better at having good ideas?
By coming up with and working on many bad ideas...
# INVEST IN PEOPLE
It's just like planting seeds. The more seeds you plant, the higher the probability that maybe one day one of those seeds will grow into a strong enough tree. A tree to give you shelter...
# INVEST IN LIQUIDITY
Liquidity is king. The more liquid you are in cash, the better.
Because the more liquid you are, the more opportunities you can seize.
And the more opportunities you can seize, the higher the probability that you're going to get lucky one day.
On the other hand, the less liquid you are, the less opportunities you'll be able to seize.
That's why for example buying a house or an apartment is a bad investment.
Because it takes away your entire liquidity.
It takes away liquidity for at least 20-30 years of your life.
So instead of investing time resources and energy into things that take away your liquidity, put them into things that generate additional liquidity...
# INVEST IN DIVERSIFICATION
The more diversified your skillset the better.
The more diversified your investments the better.
The more income streams you have the better.
We live in a time where nothing is safe anymore.
Everything is constantly changing.
That's why betting on one horse and one horse only is a pretty risky bet.
Just like having one stream of income is pretty risky.
Especially if that income stream is your job.
Because your income is something you can't control.
It might be gone tomorrow.
And you won't be able to do anything about it if your boss, or her boss or her bosse's boss decides that you're out...
I know what you might be thinking now.
My job is safe.
It really is.
Until it isn't...
So spread your risk.
And if you don't want to do it for yourself, then do it for your family.
They deserve it...
"You need these 14 skills to survive the 21st century!"
The future is bright. For those who are willing to adapt, to learn the new skills and are ready to leverage existing opportunities out there.
If you don't, you'll either be replaced by an algorithm, a robot or someone who does your job for 1/3 of your salary.
This is not science fiction. This is the reality of the 21st century. Whether you like it or not...
But don't worry about it. I put together a list of the 14 most essential skills you need to survive the 21st century.
CLICK HERE to get your free copy of the report now, (while it's still free!)
# INVEST IN SKILLS
The more skills you have and the more varied your skillset, the more independent you'll be from everybody else.
And the more independent you are, the faster you'll be at executing and testing your ideas.
And the better you'll get at coming up and finding good ideas.
And the better you'll get at executing and finding good ideas, the higher your degree of freedom will be.
And the higher your degree of freedom will be, the more time you can spend working on the things that make you happy.
And the more time you're able to spend on doing things that make you happy, the more efficient you'll be.
And the more efficient you'll be, the more time you'll have to work on even more things that make you happy.
Doing more of the things that make you happy is the best productivity hack out there anyway.
It's that simple.
But not easy...
# INVEST IN FLEXIBILITY
By investing in skills, diversification and liquidity you'll automatically invest in your flexibility.
Flexibility in what to work on.
Flexibility in who you work with.
Flexibility in where you work (or live).
Flexibility is key to strive in the 21st century.
No matter what you do...
# DON'T BUY STUFF
Money is not for buying things.
Things don't make us happy (at least not in the long run).
Money is for buying ourselves some freedom to do the things that make us happy...
# INVEST IN DOING
The more you do, the better you'll get at it.
This applies to pretty much every field of life.
Because the only thing that leads to quality is quantity.
Everybody who's now successful is successful for one reason and one reason only...
They've spent years and years doing their thing.
Years and years of getting better at their craft.
This applies to the bestselling author.
To the mega successful entrepreneur.
To the best freelancers out there.
To the best poker players out there.
And pretty much everybody else who has achieved peak performance.
The only way to quality is quantity.
To do it over and over again.
Invest in doing...
As much as you can!
#INVEST IN OPPORTUNITIES
The more time, energy and resources you put into opportunities, the better you'll get at spotting and benefiting from good opportunities.
The problem is that most people wait for that one big opportunity.
But that one big opportunity will never come.
Because that one big opportunity is the result of seizing many small opportunities.
Opportunities that probably didn't work out.
But they added up.
And with every opportunity you seize you get access to even more opportunities.
It's like walking through an unlimited set of doors.
The minute you walk through one door you get access to hundreds of other possible doors out there.
Doors you never even knew existed before you passed that one door.
But if you already get stuck at that first set of doors and can't decide which one to open first, you'll always be stuck with that initial set of doors.
So if you never seize any opportunities, you'll be stuck at that first set of opportunities forever...
# INVEST IN FREEDOM
Contrary to popular belief being out there on your own is the opposite of freedom.
Because if no one needs you, if no one listens to the stuff you say and if no one needs what you have to offer, then all that's going to happen is that you'll be struggling for survival.
So even though you should be working on your independence, make sure that other people depend on you and what you do.
You can be as independent as you want, but if no one needs what you do, then all you really are is someone independent that no one really needs.
So work on your independence and at the same time work on developing something that other people value.
Something that adds value to other people's lives.
Something that other people need from you.
Because that's real freedom...
# INVEST IN RELATIONSHIPS
One of the things I've traditionally been really bad at.
I hope I'll get better at it one day.
I really do.
But for now all I can do is to remind myself that this is something I need to work on.
Maybe it helps.
Maybe it doesn't.
But I hope it does.
I really do...
# INVEST IN INDEPENDENCE
How do you invest in independence?
By working on creating a skillset that enables you to quickly test, execute and validate your ideas without the help of others.
This will help you to get better and a lot faster at testing your assumptions and ideas without having to wait for others.
Without having to pay others tons of money to just test that one idea of yours.
You'd need to work on dozens of ideas until you find that one idea that clicks.
And it's always a good idea to do as much as you can yourself, especially in the early stages...
# INVEST IN FAMILY
If you don't sleep enough all of this is useless.
If you eat crappy food all of this is useless.
If you don't exercise regularly all of this is useless.
Because if you don't, you'll end up making tons of bad decisions.
And bad decisions and bad habits are like cancer.
They spread all over your body without you even noticing and then all of a sudden you're dead...
[Related: I stopped giving a shit a long time ago]